Costco credit card benefits reddit. That was the best one I could find.

Costco credit card benefits reddit Benefits vary by card so check what your card offers But one of the most unique Costco credit card benefits is the free extended warranty protection, offering 24 additional months of coverage on purchases up to a seven-year limit. Costco. 5% cash back compared to if you paid with the Citi Costco card. Overlooked credit The card is just an added perc, although if I had BOA platinum status i would likely use that instead. and discuss everything I think the other post is your best bet, get different Citi card, get the bonus, and then switch to Costco. I also have a US Costco Visa card for our time in Arizona. So there is a lot of relevance/usefulness for the card and its benefits. Many people have 3% back on restaurants and travel, and 2% back on 21 votes, 24 comments. As a Costco Executive Member, it added a lot of value for me. I exclusively get gas at Costco and I don't really want to get the Costco credit card because if I ever stop buying the Costco membership I don't want to close an account. A lot of websites say you should have Excellent Credit if you plan on applying. Buy Costco shop cards on Costco. 3 points per dollar on all Apple Pay and travel, which can be your gas and Costco. 4% on an already discounted gas situation (the Costco gas in my area is currently $2. Thanks for sharing your list. Or check it out in the app stores on Costco Gas than the warehouse itself, so if there’s a card that provides 3%+ at all three (and tangibly has more benefits outside of Costco), it’s a better fit. com and 1% cas Costco members can earn cash back rewards with a Costco Anywhere Visa ® Card by Citi. I went with the Venmo Credit Card which gives you 3% on your highest category. -acts as membership card. I think that an additional user on the Costco card will have to have a separate Costco membership number. You can link most credit cards except for Discover and get cash back. Conversely, you can get the Citi Costco 2% back without being an Executive Member. The two are completely independent. 5-1% on everything else earns me more than the Costco 3% or 4% categories. Sam's Club Mastercard gets 0% cash back on Bonus Offers! With the Daily Advantage I'm guaranteed 3% cash back on Sam's Club category exclusions. Most of my fillups are usually at Kroger since I shop there enough that I usually save at least 0. dislikes: -store credit, which is mickey mouse -0. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage Costco gives 4% back on gas (any station I believe) for the first $7k per year then its 1%. CapitalOne Venture Card gives you 2% back on all purchases (including Costco), and there are cards that easily get up to 6% back on gas or groceries, and 4-5% back on dining/travel. Unfortunately the warranty benefit usually isn't mentioned on the product pages so the only way to check is to go through www. Get the Reddit app Scan this QR code to download the app now A subreddit for discussing credit cards. cardbenefits. For no AF cards, this includes the AA MileUp and AT&T Access (discontinued for new apps) cards, in addition to the Rewards+ and Costco cards you mentioned. Or check it out in the app stores Or would increasing my limit on my current credit card be better and then try down the road for a Costco credit card. From road trips, advice, or buying and selling; please come share your experience or take some advice. if you’re traveling through costco. Plus, additional savings if you use Costco for vacation travel, home + auto insurance, home improvements. I definitely shouldn’t exceed that. but yes, the costco citi visa is a great credit card for a student. ca, gas up at Costco a lot and have high restaurant spends, but if you want the best card to use at Costco warehouses, interestingly, it's the Rogers World Elite MasterCard instead as the Rogers WE MC pays out 1. You lose some protections on bookings paying with gifts cards vs credit cards, but you might take this option into consideration. Use the Costco card ONLY at Costco and for travel and dining (and gas at gas-only stations). 5% less for big purchases, but it was worth it for 2-yrs of The main benefits of a Costco Credit Card are 4% cash back on the first $7,000 spent on eligible gas purchases each year (1% back thereafter) and 3% cash back at restaurants and on eligible travel expenses. A subreddit for discussing credit cards. When I booked, I got a $200 Costco Gift Card (that arrived a few weeks after the cruise returned), $100 on board credit, free soda packages, and a free spa treatment so it was a great deal. If you already have a Costco membership and want to maximize credit card rewards on gas, restaurants and travel, Generally Costco is cheaper, but if you do grocery shopping at stores that offer fuel points/rewards, it can come out ahead where it overall becomes cheaper before factoring in credit card earnings. (My mom is the main Costco member and dad has the household Costco card and his Citi card is really just her Citi account with his name on it - so all of his spending goes towards her bill and her rewards check. 5 years $100 TSA GE/PRE credit and even better there is now an annual $179 CLEAR credit which when purchased through either DL or UA covers a family membership for two people. You wouldn’t have to add another card if you don’t want, and increase your Amex points, if you’re not already close to $25k annual cap. 25% online shopping with preferred rewards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. 1 For the CIBC Costco Mastercard, earn 3% on purchases (less returns) at merchants classified in the credit card network as Costco gas stations within Canada and 2% on purchases (less returns) at merchants classified in the credit card network as gas merchants and electric vehicle charging with a merchant category code of MCC 5552 on the first $5,000 net I’m sure that Costco went over the numbers and excluded their most popular purchases (cigarettes or tobacco-related products, gasoline, Costco Cash Cards, postage stamps and food courts). thinking of buying a new TV and opening a costco credit card for the warranty. Looking for credit card specifically to use for gas at Costco. Costco tends to have great customer service. The flight credit is only eligible through Costco Travel, for the airline you originally booked on, to be used or lost by the original date of purchase. Now we approach the other side: The Costco superspenders. 25% on gas and 3. I was trying to understand this as well. I would personally never tie my credit card to a Costco membership. If you have a Costco Executive membership don't you still get 2% back from Costco in addition to any benefits of whatever card you use? The way I see it you're comparing 3% and no trip cancellation to 2X UR points with trio cancellation. Or check it out in the app stores Costco Citi Credit Card Travel Benefits [Citi Visa Credit Card] However, is there a chance the credit card can give me the rest back as well through some travel benefit? Costco Anywhere Visa Card overview. Sometimes the cash card amount makes it worth it to book with them if other travel agents can't match. 5x so essentially 4. I had no problem making changes through their travel agent lines as well. My fiancé and I already shop at Costco, with the regular membership, and usually always get our gas there too. Best Visa credit cards for Costco other than the Citi Costco Card? Was my first credit card as no one else would give me one when trying to build credit. Was trying to increase my return for dining. (Cardless' Cavs card technically offers an even larger SUB, but I'm a bit more leery about recommending a Cardless product, because Cardless has a bit of a history of offering unsustainable credit card rewards programs, then nerfing the rewards mercilessly. the only downfall i would say is: you could be doubling your rewards on all your costco purchases, getting 4% as an executive member and a costco visa holder. Boa customized cash for 5. It was fairly expensive so I used the Citibank Costco credit card due to the +24 month warranty extension. Hi everyone :) I am looking into getting my first credit card and I’m considering the Citi Costco credit card. Depending on what else is in your wallet, it doesn't always make sense. The Costco Anywhere Visa® Card by Citi (see rates and fees) is one of the best store credit cards on the market. 015 = $7. ca allows you to use any credit card you want. But when I do I always ask about Costco discount. The main benefits of a Costco Credit Card are 4% cash back on the first $7,000 spent on eligible gas purchases each year (1% back thereafter) and 3% cash back at restaurants and on eligible travel expenses. max. Costco Anywhere Visa Card Travel car rentals, travel agencies, cruise lines and Costco Travel. Already have a ton of other memberships, don’t want to get too pressured into spending more at Costco just to cover the executive membership. The CIBC Costco card is only good if you shop at Costco. If you don't know your credit score it can help to mention which banks you are with as some of them offer free credit score calculation. You can get the Executive Membership 2% back with any credit card. 0 cpp with UR points so it seems like an easy decision for me to use the CSP. The Costco Anywhere Visa Card by Citi offers 3% cash back on eligible travel purchases, including those made through travel The card does not make a lot of sense if you do not shop at Costco since the cash back comes as Costco credit. To see whether a purchase at a particular station qualifies as a gas Exclusively for Costco members, the Costco Anywhere Visa Card by Citi offers cash back on all purchases and additional cash back on categories such as eligible gas and EV charging, restaurants and eligible travel and purchases from Costco and Costco. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is your go-to Pay via your Costco Citi Card and make a claim via the extended warranty policy if the set isn’t functioning normally A Reddit dedicated to anyone interested in RVing. you get 4% back on gas, 3% back on I use a WF 2% cash-back card. 18 compared to $2. The rewards are pretty weak. Also, Costco Credit Card users don't have to pay an annual fee on top of their yearly Costco membership dues ($60+). Or check it out in the app stores   CIBC costco credit card? and discuss everything related to their premium card benefits. The Premier/Prestige can be PC’d to Costco card after 1 year if desired. Sam's Club has Bonus Offers similar to credit card Merchant Offers. IMO, it's very hard to come up with a single, catchall "list of credit cards good for most people," because there is just such broad variation in (i) people's desire for simplicity vs. I have the costco rewards membership so i redeem once a year some sort of a check. If you're a Costco member and carry the Costco Anywhere Visa® Card by Citi, you might be pleasantly surprised to discover that your credit card provides valuable Most gas cashback credit cards will give you the cashback amount at any gas pump that codes under MCC 5542 (Automated Fuel Dispensers) - which, according to Visa network rules, should be any AFD transaction, even if the gasoline sales are secondary to a larger business (Costco Gas vs. I use Costco and my CIBC Costco Mastercard almost exclusively for everything. It's already hard enough to massage the credits I an entitled to into actual benefits. Even if the chase points were worth 2 cents (meaning that the $1 transaction is equal to 4 cents in comparison to the 3 cents at costco Wondering if anyone choose and have the Fidelity credit card over the Costco Citi credit card? What’s your main reason? Costco removed most of not all benefits from its card, not sure if it is worth to keep it or apply for Fidelity and use it everywhere including Costco. . While I get 3% back on Restaurants. Then you stack the exec membership for the 2% extra for both. You can also search for credit cards using the various Canadian credit card websites Read the benefits guide - no credit card provides vehicle insurance, it's a Federally-regulated industry and card issuers are not permitted to offer insurance. 5% So if you pay with the Altitude Reserve, you will get an extra 2. CFU also takes a lot of non-category spend to equal a CFF bonus spend if you max out even one quarter (like on paypal), but it is not Visa for Costco. Members Online BoA Cash Rewards offers 2% on wholesale clubs, if you sign up for one of the Visa versions available like the World Wildlife Fund. 5% CB instead of the 1% that the CIBC Costco card pays. It does have some interesting quarterly offers/temporary offers. Visa provides a collision damage waiver - the Costco Visa CDW is secondary in the US, IOW you are required to use your personal insurance to file a claim. Are there financing options to get an iPhone with no credit check In our case, we typically end up spending about $200-$300 at Costco. citi. It’s a poor man’s Costco membership. Even though it has a $75 annual fee, the extra cash back offsets that fee, plus there are numerous other they're 2 separate benefits needing separate decisions. My question is that with the flight being booked thru costco but using my AA CC, can I still use the benefits such as free bag check in and priority boarding? Welcome to Costco, we love you. com and using your costco visa as the payment method, you get 5% back! those are the main benefits of being both executive and costco visa holder. 5-$1 per gallon, and don't have to wait in Costco Costco card has a bit of a quirk in that cash back is only redeemable once per year when your February statement closes you’ll receive your previous years cash back as a certificate that you’ll bring to Costco where you can get the physical cash also it excludes supermarket gas like Kroger and other warehouse gas like sams but pretty much any other gas is fair game The Costco opening credit limit was a whopping $1000. I had thought it would be worth it simply for the extra cash back I would accumulate on my Costco purchases, but a grand wouldn't even cover my purchases for a month! Simply Thanks for your comment. I agree the Savor One would be a great fit if I didn't already have the Costco card. You have to spend a lot to get any kind of credit just doesn’t compare to others According to WalletHub, Uber/Lyft do count as "eligible travel. I did the whole concierge Costco install and things were good, but now it’s leaking a little water around the ice dispenser. I didn’t want to use a Mastercard anymore since I do all my other CC purchases on my Aeroplan Visa so I started buying Costco Digital Gift Cards on Costco. These people could get 3% uncapped cashback on wholesale club spend (ANY wholesale club - some people have memberships at more than one) with the Venmo Visa Credit Card or the NIH FCU Visa Signature Card. main warehouse), of course there are rare exceptions. The Costco Anywhere Visa® Card by Citi stands out by offering high cash back rewards rates on gas, plus bonus cash back for restaurants and travel — all with a $0 annual fee. I also have the Chase trifecta with the CSR, Citi Premier, Discover, Citi Costco and the Apple Card. Get the Reddit app Scan this QR code to download the app now. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been The main benefits of a Costco Credit Card are 4% cash back on the first $7,000 spent on eligible gas purchases each year (1% back thereafter) and 3% cash back at restaurants and on eligible travel expenses. Also if anyone has a better card than the Venmo card for Costco, I’m interested. These costco Shop Then buy VISA Gift Cards at Staples or Office Depot which earn 5x and use them at Costco. it's worth checking out cars that have primary rental car coverage in the United States like the Cap1 VX or many Chase credit cards. Some services have benefits that cover the cost of an executive membership for years, even a decade on their own. just note that it takes upwards to 2 months to receive the citi costco card since they have to verify the membership and information. Or check it out in the app stores     TOPICS. So what do you guys think?. Like 5% back at Costco, 10% back on utilities, spend “X” outside Best Buy get $50-75 in credit, or chose category(air travel, merchandise, home improvement etc etc) get 5% back on. They mentioned Costco. But the other big thing to consider is the likelihood that you would ever not want to renew your Costco membership maybe you don't find it useful, or you move somewhere where Costco isn't. They offer some pretty great benefits on the card I was unaware of. I am trying to understand if it’s one of the easy cards to get or is it one of the difficult ones before getting a ding on my credit. Earn 2% cash back on Costco purchases in The main benefits of a Costco Credit Card are 4% cash back on the first $7,000 spent on eligible gas purchases each year (1% back thereafter) and 3% cash back at restaurants and on eligible travel expenses. A Reddit dedicated to anyone interested in RVing. Costco card is one of those, can not be switched and gets closed eventually after you cancel membership. Also, I'm looking into any potential visa credit cards that offer cashback at a 2% rate, though preferably more, at Costco. Many times they don’t want to cash Of those 6, the Capital One SavorOne is probably the best, as it offers a generous SUB. The Costco cash cards arrived fast, too. View community ranking In the Top 1% of largest communities on Reddit. Their credit card sucks compared to other travel credit cards. cashback, (ii) whether people want straight cashback or travel rewards, and (iii) what cards people can even qualify for - some c The only major upside for the Costco Citi credit card is the 4% cashback on gas. Without preferred rewards, the card is 3% back, so altitude reserve would be the best runner up at 3% mobile spend (4. It was an odd situation where I needed a car right away. 5% back on groceries (costco is categorized as a grocer/market on my transaction US Bank Altitude Reserve is the GOAT Costco card with the unlimited 3x Mobile Wallet. Looking at the benefits, I see that it also offers 3% back on travel, which is more than the Double Cash. $15 definitely isn Gold Star membership = $60 a year Executive membership = $120 a year = 2% savings on "qualified" purchases. And I still have a really big cash card plus that rebate. For regions where Costco gas is the cheapest, it's amazing. There is no point in using the Costco Citi card in Costco, especially since Citi dropped all of card benefits. You will only earn 1%, not 3%, for purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse Tip: Though convenience store purchases are technically excluded from the Citi Costco card’s 4 percent gas bonus, most gas stations attached to convenience stores will still earn the bonus, since the Visa network codes these stations as gas stations rather than convenience stores. To avoid the headache, I've switched to just using my AOD credit union card (flat-rate 3% From the Costco Citi Visa benefits page Earn 4% cash back on eligible gas and electric vehicle (EV) charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year and then 1% thereafter Does other credit cards (non-costco visa) which may have 3% cashback on gas gets qualified if i refill at costco gas Get the Reddit app Scan this QR code to download the app now and don't get the other percentage benefits of the Costco card. And that was without me ever once charging anything to the card. Of the main physical/EDC credit cards that I use, my top 3 are: the Costco Card, the Chase Freedom Unlimited, and the Apple Card. our community is the best way to get help on Reddit with your questions about investing Income Requirement . Optimizing by using both cards is awesome. I only got it because at the time I got $400 off my cruise and haven’t used it since. Thats really all i use it for but it amount’s to about 4-5k spend a year. My good friend and i have the membership together and agreed that we use that rewards to cover the membership fee and whatever is left over goes towards a bottle of some sort of alcohol to split. 95 primary car rental insurance. Glad you asked this question as I'll be renting a car soon and planned to use my Costco card because of travel rewards, though would rather have the security of insurance. Also, It depends on what other credit cards you have, what are the rewards and benefits. Late at night. I always pay off my credit card so no debt in that department but if Costco doesn’t keep me, would that close the credit card since I wouldn’t have a membership after? I’d buy one if I wasn’t kept but yeah. ) Extended warranty still shows as a benefit when I log into my Citibank account and look at the benefits list for the Costco card. I typically get 1. There is a $200 annual Uber credit which we use for Uber Eats so I value it at 75% of the gross or $150 due to fees. Here’s what qualified cardmembers can expect on eligible purchases: 4% on eligible gas and Apply for Costco Anywhere Visa® Credit Card by Citi, one of Citi's Best Cash Back Rewards Cards Designed Exclusively for Costco Members. not related at all if you spend over 3k/year then absolutely get the exec membership for the credit card, there are many cards out there with good cash back options. com. 75 Amex points At the worst redemption value for Amex points (statement credit): 1,000 points = $10 statement credit 2,549. Went to rental car place to rent. Thinking about getting the Costco credit card Immerse yourself in a universe of benefits within the American Express Citi Costco Card isn't considered a regular store card. However, to ensure peace of mind while exploring the world, having comprehensive travel insurance is essential. All my other credit cards are MC or Amex, my Costco is the only visa. ca. Interestingly, Citi Costco cards are the exception to this rule, and the Costco Anywhere Visa® Card by Citi still carries secondary car rental insurance. See page 4 of the card benefits doc This is also typical of all US credit cards except for a handful (high annual fee) of cards. It was a very sizable savings! I rent rarely. •4% back Any other ideas for gas cards? Im just getting the American Airlines Citi Platinum card and we're looking to book a package vacation thru costco. That translates to $280 back Keep the card, come back, reload it at customer service, repeat. I go about 2-3 times a month spending $100-$300 each trip. 5% up to a limit and than 1% after, gimmicky for general purchases -card is ugly to bland -fees recently increased on the card -website going to be down for like 4 days for an update soon, which is very long -have to pay Costco membership. All was delivered as promised, although it was annoying that I didn't get the soda package voucher until 5 pm on the first day, but otherwise it was all good. Get the Reddit app Scan this QR code to download the app now You get the obvious benefits from Costco purchases, but some other excellent benefits are the extended warranty and the 120 day theft/accidental damage that comes with it. Won’t count as a gas purchase that way with Propel, but you would earn some points vs nothing with a debit card. 1 Cash back will be provided as an annual credit card reward certificate once your February billing statement closes All of these great benefits plus, What are the benefits of the Costco Anywhere Visa® Card by Citi?. Some benefits to the card :: •No annual fee •Credit card = membership fee waived. Members Wholesale clubs like Costco have grown in popularity because of the high-quality products offered and opportunities to save on necessities and indulgences alike. Apologies, I should have stated I already have the Costco card. Venmo Credit Card: Best Cashback Credit Card For Costco AND When I got approved for my Costco Citi Card a month ago, my other credit card balances happened to be relatively low. The searching I found stated that the Savor card was best in class for dining but don't think it would make up for the annual fee for me. Instacart marks up items so the key to taking advantage of a credit like this is to make sure your total bill is as small as possible ($35ish is profitable, more and you’re going to see diminishing returns on your savings), and to stack with other Instacart promos (10-15$ coupons). Do you have any cards you've been looking at? Costco card for gas Cashback, plus other benefits. Disclaimer: This is an unofficial Costco subreddit, r/Costco is not affiliated with Costco Wholesale Corporation or any of their subsidiaries. Booked a vacation through Costco travel, great package and I'm getting money back by using the credit card, I'm not sure if there is any real perk on executive but the cost of the vacation is going into my rebate. Then you get extra rewards depending on which credit card you pay with: Citi Costco card: 2% US Bank Altitude Reserve: 4. From all the research I've done, I'm surprised they approved me. Note that gift cards can’t be used at the gas pumps. ALSO: they take food stamps. So this card would have to be a visa Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Getting and occasionally churning Southwest personal and business cards View community ranking In the Top 1% of largest communities on Reddit. With credit card, they claim they get 5% cashback. Was cheaper than what the line was offering plus other websites too. I’m going to use my Chase Sapphire credit card to get primary car insurance next time, since I just got it recently. At the time American Express was the only credit card Costco accepted and switching to Citibank had a non-insignificant effect on AMEX's customer numbers. For other stuff use a 2% or more flat-rate card. Internet Culture (Viral) Amazing What is the best Credit Card (Visa) to use at Costco (wholesale club) with a high cash back or rewards rate, other than Costco Visa Card? Average spend at Costco is over $15,000 a year. But like you said, it's a store branded card, even if it is a visa. Both the World and the regular card offer similar benefits, and Especially if you have to go in store once a year to get your Cashback which is actually a store credit. 95 * 5 = 2,549. com and login, which requires having the card Hi! I just joined Costco and am planning to get the Citi credit card to maximize the benefits. Are you OK with category spending or do you want a general spending card? Both are fine I've never missed any payments and my credit usage is always below 20%, 25% max. Hi Guys, I'm hoping you all can point me in the right direction. I got the Costco Visa over three years ago before I got into the credit card game. With rewards of 4% cash back on eligible gas and EV charging purchases The benefits to the credit card are superb compared to my current discover it credit card that gives almost nothing back. Because groceries are going to be most people's highest spending category (minus rent but there's the Bilt card for that) and because there aren't any other cards that I know of that give you a flat 5% on groceries or a Visa that gives you more than 3% back on Costco, it kind of is the best in class for groceries (the 3% back at gas stations With the new Costco Anywhere Visa® Cards by Citi, exclusive to Costco members, earn cash back rewards for personal or business purchases no annual fee with your paid Costco membership. 5-2. Now, with an additional credit card, the denominator in my credit utilization ratio has increased, which will help stabilize my credit score into a higher number except for one other detail Personally I'm moving away from using the Costco Citi card right now though I still use it at Costco and Costco gas due to the one-tap pay. Full requirements on the doc linked, but it's usually I seem to recall the Costco/AMEX split was considered a pretty major event. I saw few people using the trick of using credit card to buy Costco shop cards and use Costco Shop cards to buy stuff from costco. Just got the Canadian executive reward (bit over $400) so that was nice. The benefit does not require booking through Costco. It would be the equivalent of getting 4x MR on Airbnb. There is no way to transfer to another Citi card. It got the majority of my spend. Also, Costco Get the Reddit app Scan this QR code to download the app now. the Costco Citi card is a pretty good one for sure Yeah, I agree. Costco card may possibly have some very specific Costco deals/benefits, but mostly Citi is same. I will only use it at Costco to guarantee the 3% back. Extended warranty is one of the best benefits of this card, so this is really bad. 95 activation fee $509. ) 78 votes, 91 comments. The Costco Anywhere Visa® Card by Citi *, from our partner, Citi, could stand on its own as a top-tier cash-back credit card. Sitting at $10,500 now. To qualify for the CIBC Costco World Mastercard, you need to have a minimum individual annual income of $60,000 or a household annual income of $100,000. "). What I do is purchase Digital Costco gift cards on Costco. It's nice that you get to keep the full credit, but also sucks a bit because you're restricted to Costco packages and can't book a flight by itself since they only offer flights as part of Most likely you will need your own independent Costco membership to obtain your own independent Citi card. true. Rewards credit cards that offer bonus rewards in the category of “ groceries ” or “supermarkets” often exclude wholesale/warehouse clubs like Costco. (and wanting to put it on my card for the required spend for the 50k bonus). However, I am going to keep using it just for Costco, since for some reason could never get myself a Visa credit card (have multiple other cards but all MasterCard for some reason) other than this one. I used to use it for Costco and big purchases for extended warranty. I do that for everything except large purchases where warranty protection is important. and discuss everything related to their premium card benefits. Previously used Costco credit card, stopped after a bad customer experience. Or check it out in the app stores Costco Travel - ideal card to use? A subreddit for discussing credit cards. He said I just need your Costco number. Do get the exec membership if you opt for that, and consider the Citi credit card. AF is steep at $400, but only $75 effective after $325 Dining and Travel credit. It was late - Costco was closed. This way, you aren’t constrained to Mastercard. I have Both Amazon prime card and chase sapphire reserve (plus chase freedom flex). I have the business unlimited card, no annual fee. If you don’t have it already there is a once every 4. 5% when redeemed for travel. I have Sam's Club Plus. Us bank altitude reserve. If you use those cards at Costco, you I am team points with most of my spend on Amex cards with the Gold as my work horse on groceries and dining. 5/points. Using EBT food stamps card at Costco multiplies the buying power of your i would call in when the annual fee posts for the second year and use that as a reason for doing a card conversion/product change. Given Coscto shop cards can be bought only from Costco, so there should be some credit card one should use which gives 5% on wholesale clubs. On the other hand, to be eligible for the CIBC Costco Mastercard, a minimum annual income of $15,000 is required. Notable also is reportedly the venmo card is not always giving 3% back in store so again, sans boa i think my costco card is good for all gas + costco. Not sure how to answer the responsibility for charges question though. Oh ok so once a year you can cash out. (Perhaps a point in favor of WalletHub's accuracy here: WalletHub agrees that "train and commuter travel fares" do not count as "eligible travel. Please free to add content and join in the conversation. If you already have a Costco membership, this card is a solid way to CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. The 2% Fidelity I 4% cash back on the first $7,000 spent on eligible gas purchases each year The Costco Anywhere Visa Card offers a high 4% cash back on eligible gas and EV charging purchases for the first $7,000 spent annually, 1% thereafter, 3% cash back on restaurants and eligible travel purchases, 2% cash back on purchases from Costco and Costco. ca and purchase a Costco Shop Card using your preferred Visa credit card. Asked if there were any promotions. If you ever leave Costco, the credit card will close automatically. 5 in return Cobalt Card: $500 Mastercard gift card at Sobeys for 5x points $9. My question is since it’s out of the Costco/Samsung warranty period what is the process to get it fixed? The Citi Costco's credit card cashback is separate from the Executive Membership rewards. Costco Credit Card - worth it? I’ve been debating on getting a new credit card and thought about the Costco one. Both my cruises were booked from Costco because of the on board credit and cash card they sent us. The rewards are the same, just different card designs and benefits different affiliates. Whether you're looking to Exactly. But being that it isn’t really a “store card,” the gas is the main driver. Before that, I used my Amex that I had the $24. let’s say, even if we apply the cash back 1% to our 2k non-Costco purchases, annual cash back turns out be $240. Members Online Covers loss of use in the benefits guide. Cardholders also enjoy access to Citi Entertainment ®. com) and then use that to fill up at Costco. 1 point on everything else but if you redeem points for travel that gets multiplied by 1. Right now my main combo is the BILT Wells Fargo card (3% dining, 2% travel, doubles up 12 times a year) and AMEX Blue Cash Everyday (3% grocery/gas/online). I don’t really shop there but might. However, our non-Costco spending amount is at least 2k such as gas, dinner, travel, non-Costco groceries etc. I was informed that my application was denied because to get Citi Costco Anywhere Visa Card I need to have either of US Most Citi cards do not offer car rental insurance. Yeah, the 2% in store is rather lackluster for a card that has the store’s name on it. I use my 3% cash back Visa card (mobile wallet only) at Costco, other than for gasoline. You can buy Costco Shop Cards in denominations of $50 to $2,000, and the cards can be used in stores and online. That was the best one I could find. There are better cashback cards, for example BMO World Elite cashback mastercard which pays 5% on grocery, significantly better than the Costco card. Question: if I were to book a flight with any given airline, would this qualify for 3% back? For me, earning the extra 0. The Chase Sapphire Preferred card has a broader collection of travel and I got the Costco Visa Anywhere card to benefit from 2% cash back at Costco since my City Double Cash Mastercard is not accepted there. This can hurt your credit score in the future. This year's rebate is gonna be something wild thanks to that particular decision. The Priority card pays for itself in travel credit and upgraded boarding plus provides anniversary bonus points so I believe it's the best of the personal cards. Can't we just use any card (Master/Visa/etc) which has highest cashback and buy Costco Shop cards at Costco online. The combo will get you 5% cash back in addition to the cash card and obc they offer. Started buying electronics through Costco, better return/warranty than the usual place I'd buy them, price is about the same. Pros: Great cash back on cash back on gas (unless you have a card with rotating categories and gas is 5%), restaurants/travel (if you don't have a travel card), and Costco purchases (if you don't have rotating wholesale warehouse 5%) cÐý @þöjþ ýžÙײy+› |“WjÉP%Y %{'ÿÿšŸn+LeªR” jÅ'&›_Ì_ x83 Ef! F/ + 5I¾È–e Dé«ì6ò©>Ƭú9Ë " ÙÙ0 C}þ¦/ó4yÕ®Ÿ^üâ)ûå You can order a Costco gift card online (they accept all cards at Costco. ca since the website takes all credit cards. 5% cash back card 500 * 0. Pros of Sam's Club Mastercard for my use: What is your income level (for credit card qualification)? Feel free to ask people for help looking up your credit score. Just lookup data points because there are some cards that are dead end meaning you can't switch to something else. With the new Costco Anywhere Visa® Cards by Citi, exclusive to Costco members, earn cash back rewards for personal or business purchases no annual fee with your paid Costco membership. I'm failing to see where the value of the Chase Sapphire Preferred card is at. Or check it out in the app stores A problem between Costco and Citibank related to a Costco credit card is the only account I’ve ever had that made a negative report to the credit agencies. Paying with a credit card can A subreddit for discussing credit cards. They use a different algorithm for approval apparently. The Costco Anywhere Visa® Card by Citi earns an impressive 4% cash back on gas and EV charging purchases (at Costco or elsewhere) on up to $7,000 of spending a year. I use the Amazon prime card for all my Amazon and Whole Foods purchases, CSR for all the travel and restaurant spends, and the flex for all the rotating categories — love whenever there is grocery stores as a category because I cook a lot and hence do a lot When you’re buying gas, the Costco Anywhere Visa® Card by Citi is a good card to use because it earns 4% cash back on gas and EV charging purchases on up to $7,000 of spending a year (1% after Get the Reddit app Scan this QR code to download the app now. However for most members, it’s the 2% back. They threw in a Costco gift card, free wifi, drink packages, and gratuities too. Also, I get my cashback monthly instead of once a year. But for some other regions where Sam's Club gas is cheaper (plus their credit card gives 5% on The AMEX card is a holdover from when it was a Costco credit card, they transferred the account to Citi but I had AMEX keep it open with a new card to retain my CL and tenure. com then shop away. " But I haven't tested this personally, and WalletHub isn't always correct. I heard they have good incentives. I guess the other way to think of it is 3% back with Venmo card vs 2% with the Costco card. OP, it really depends what other cards you have, but the Costco Visa isn't bad, since you can get 2% at Costco, 4% on gas (anywhere, not just Costco gas), 3% on dinning and 3% on travel (though this is kind of limited, it does not include trains/buses), the card Cash back card: $500 spent at Costco 1. The only downside so far is that you can’t use the digital gift cards in the self checkout lanes (or at least I don’t think you can). We discuss Amex offers, Membership Rewards, benefits, offers, maximizing card usage and everything related to "ALL" American Express Cards. My Citi Costco card seems to get automatic CLIs at least once a year. The three work out for me pretty well. The rewards are also paid out separately. While thinking about what credit card to use for a technology purchase today, 09/28/21, I happened to google "How does the Citi Costco Card extended Go to Costco. Costco travel prices are good, I’ve rented only through them lately. My Costco card (with an Executive Membership) nets me 4% on Costco purchases, my medications, and gas. Traveling is a thrilling adventure, filled with new experiences and unforgettable moments. I was getting 0. no I don’t think the card has any benefits that make it worth being a Costco member just to have the card. We did not get rental insurance as the costco credit card advertises coverage if you use it (also booked through costco) and our own insurance has coverage. The biggest pitfall is that you cannot product change out of the Costco credit card. This went into effect in the fall of 2019, and car rental insurance was just one of many travel-related benefits that Citi cut from its cards. 5/points and 1. I have it for many years and a good card, only one thing I don’t like: the executive cash reward needs to be redeemed or cash out at Costco only. Auto and some travel purchases could be an exception. Those who spend more than $7K/yr through Costco. It counts under the credit card reward. 54975 I added my fiancé to my household on my Costco membership, and got him a card/membership number totally separate from mine. The only thing I get is additional driver at no charge. Certain Non-Qualifying Purchases. If you use a Costco service, the benefit pays for the executive membership even if you never shop at Costco. The card and presumably good payment history will stay on your credit for 10 years after you close it. 1 Cash back will be provided as an annual credit card reward certificate once your February billing statement closes All of these great benefits plus, A subreddit for discussing credit cards. Also works with their gas stations, which are always a little cheaper than the normal local public gas stations, so far as I’ve seen. 75 / 1,000 = 2. I think Costco MC is great if you don’t care about anything else related to travel benefits from a credit card Terms and Conditions. The POS will automatically drain the cards to zero and accept multiple swipes. 49 at other pumps) makes it well worth the membership, not even considering the other benefits of A subreddit for discussing credit cards. Or, at least, it Sort of topic adjacent but we booked a cruise through Costco travel (Celebrity) back in 2017. Wondering if it’s My current cash rewards card provides 5. zsotzf oziaqgwgy ihclti qmur dqbxfz hloiej xdr vtxx tgey otrf